Report a Public Adjuster
If you believe a public adjuster has committed fraud or misconduct, this page helps you find the right state agency to file a formal complaint. Each state has a Department of Insurance that handles licensing complaints and a fraud division for criminal activity.
Important Disclaimer
PublicAdjusterHQ provides reporting resources and routes to proper authorities. We does not make fraud determinations. Reports submitted through the linked agencies are subject to their respective processes and investigations. For emergencies or ongoing criminal activity, contact local law enforcement directly.
National Reporting Resources
These federal and industry organizations accept reports of insurance fraud regardless of which state the incident occurred in.
NICB — National Insurance Crime Bureau
Industry fraud reporting hotline
Reports insurance fraud and vehicle theft. Available 24/7 — anonymous tips accepted.
NAIC — Online Fraud Reporting System
National Association of Insurance Commissioners
Routes complaints to the correct state department of insurance automatically.
ofrs.naic.org →FBI — Insurance Fraud
Federal Bureau of Investigation
For large-scale schemes, organized fraud rings, or cases with federal jurisdiction.
fbi.gov →Coalition Against Insurance Fraud
Industry anti-fraud coalition
Advocacy and reporting resources for insurance fraud of all types.
insurancefraud.org →FTC — Report Fraud
Federal Trade Commission
For consumer protection complaints, deceptive business practices, and scams.
reportfraud.ftc.gov →NAPIA — Ethics Complaints
National Association of Public Insurance Adjusters
If the adjuster is a NAPIA member, file an ethics complaint through the association directly.
napia.com →State Department of Insurance Directory
Each state's Department of Insurance (DOI) is the primary authority for licensing complaints and regulatory enforcement. Select your state to find direct contact information.
More Consumer Protection Tools
Before filing a complaint, verify the adjuster's license and learn how to spot common scams.