Public Adjuster License Requirements in Alabama
Attorney OnlyEverything you need to know about public adjuster licensing in Alabama — requirements, how to verify a license, applicable fee caps, and what to do if you encounter an unlicensed operator.
Only attorneys can legally adjust claims in Alabama
Alabama restricts third-party claim representation to licensed attorneys. Public adjusters operating in this state without a law license may be committing unauthorized practice of law. Consult a licensed attorney for claim representation.
Verify a License
Always verify a public adjuster's license before signing any contract. Use the tools below to check license status in Alabama.
How to verify — step by step:
- 1 Visit the NAIC SBS lookup tool or your state's DOI licensing portal using the links above.
- 2 Enter the adjuster's name or license number as it appears on their business card or contract.
- 3 Confirm that the license type is listed as "Public Adjuster" — not a different license class.
- 4 Verify the license status is "Active" — not expired, inactive, suspended, or revoked.
- 5 Look for any disciplinary actions, regulatory orders, or enforcement history associated with the license.
What To Do If You Suspect an Unlicensed Adjuster
If someone is representing themselves as a public adjuster in Alabama without a valid license, contact the Alabama Department of Insurance immediately.
Regulatory Authority
Alabama Department of Insurance →Complaint Hotline
334-269-3550Fraud Hotline
334-269-3550File a Complaint Online
File Complaint →Also report it here: Submit a report on PublicAdjusterHQ so we can help direct you to the right authority and track patterns of unlicensed activity in Alabama.